Privacy Policy

Effective Date: 09-01-2025
Last Updated: 09-01-2025
Website: eXpertRealtors.homes
Business Name: eXpert LLC, dba eXpert Realtors

1. Introduction

eXpert Realtors ("we", "our", or "us") values your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, share, and protect your information when you visit our website and purchase our digital products, including PDFs, templates, guides, and other informational materials.

This policy applies to all users, regardless of location, and includes specific rights under the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).

2. Information We Collect

We collect both personal and non-personal information when you use our website or interact with our services:

a. Personal Information

Name
Email address
Billing address
Payment information (via third-party processors)
Login details (if you create an account)
IP address

b. Non-Personal Information

Device type
Browser type
Usage data (pages visited, time on site, etc.)
Referral links (e.g., from affiliate partners or email campaigns)
Cookies and tracking data

3. How We Use Your Information

We use the data we collect to:

Process payments and deliver digital products
Provide customer service and support
Send transactional and promotional emails (if opted in)
Improve our website and user experience
Track affiliate referrals and commissions
Comply with legal obligations

4. Email Marketing

If you subscribe to our email list, we may send you newsletters, promotions, or product updates. You can opt out at any time by clicking the unsubscribe link in any email.

5. Affiliate Tracking

Our website may participate in affiliate programs and use affiliate links to track referrals. When you click an affiliate link, a cookie may be stored in your browser to track your purchase and attribute commissions properly.

6. User Accounts

You may choose to create an account to access past purchases or manage preferences. Your personal information within your account is stored securely and is not shared publicly.

7. Cookies & Tracking Technologies

We use cookies, pixels, and similar technologies to:

Remember your preferences
Track user behavior for analytics and marketing
Monitor affiliate referrals
Improve website performance

You can disable cookies through your browser settings, but doing so may limit your use of certain features.

8. Sharing Your Information

We do not sell or rent your personal data. However, we may share information with:

Payment processors (e.g., Stripe, PayPal)
Email service providers (e.g., Mailchimp, ConvertKit)
Affiliate platforms (e.g., Rewardful, Refersion)
Analytics services (e.g., Google Analytics)
Legal authorities if required by law

9. Selling Information Products & Disclaimer

We sell digital informational products for educational purposes. While we strive to provide high-quality and accurate content, we do not guarantee specific results from using our products.

Your success depends on many individual factors, including effort, context, and external circumstances. Use of our materials is at your own risk, and we are not responsible for any outcomes—positive or negative—that result from their use.

10. Data Retention

We retain your information only as long as necessary to:

Fulfill the purpose it was collected for
Provide services and support
Comply with legal and accounting obligations

11. Security

We take reasonable technical and organizational measures to protect your personal data. However, no method of online transmission is 100% secure.

12. Your Data Rights (GDPR + CCPA)

If you are located in the European Economic Area (EEA):

Under GDPR, you have the right to:

Access your personal data
Correct or delete your data
Withdraw consent at any time
Request data portability
Lodge a complaint with your data protection authority

If you are a California resident:

Under CCPA, you have the right to:

Know what personal data we collect and why
Request access to or deletion of your data
Opt out of the sale of personal information (we do not sell your data)
Non-discrimination for exercising these rights

To exercise your rights, contact us at: eXpertRealtorsIN@gmail.com

13. Third-Party Links

Our site may include links to third-party websites. We are not responsible for their content or privacy practices.

14. Children's Privacy

Our services are not intended for individuals under the age of 13 (or 16 in some jurisdictions). We do not knowingly collect data from children.

15. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with a revised effective date. We encourage you to review this page regularly.

16. Contact Us

For questions or concerns about this Privacy Policy or your personal data, contact us at:

Email: eXpertRealtorsIN@gmail.com
Mailing Address: PO Box 432, Clayton, IN 46118